How Uncouple Works
Three simple steps turn your financial reality into a clear, data-driven projection — built on actual Florida and New York law.
Your Journey
Three Steps to Clarity
Enter Your Financial Data
Answer straightforward questions about your income, assets, debts, and family situation. No legal jargon — just the facts you already know.
- Both spouses' gross income & employment
- Real estate, retirement accounts, and bank balances
- Debts and liabilities
- Children's ages and current timesharing
- Marriage duration & lifestyle factors
We Run Your State's Statute Calculator
Our engine applies your state's equitable distribution statutes, child support guidelines, and the latest reform formulas to your specific numbers — FL SB 1416 or NY DRL §236B.
- FL §61.075 or NY DRL §236B — equitable distribution
- State-specific child support guidelines
- FL SB 1416 caps or NY dual maintenance formula
- Tax implications modeling
- Multiple scenario generation
See Your Projected Outcomes
Receive a clear, visual breakdown of projected outcomes across all three buckets — so you can walk into any negotiation with confidence.
- Side-by-side scenario comparison
- Monthly cash-flow projections
- Net worth impact analysis
- Downloadable summary report
- Action items and next steps
Florida Law Update
Understanding SB 1416: Florida's Alimony Reform
Florida's landmark alimony reform bill fundamentally changed how spousal support is calculated. The old system of subjective, judge-driven permanent alimony is gone — replaced by a more predictable, formulaic approach.
Our engine incorporates every provision of SB 1416 so your projections reflect the law as it stands today — not outdated assumptions.
Key Changes Under SB 1416
Effective July 1, 2023
- Eliminates permanent alimony for new cases
- Caps durational alimony based on marriage length
- Introduces a formulaic approach to alimony amounts
- Sets clear income-ratio thresholds
- Creates modification grounds for existing orders
- Adds retirement-age considerations
New York Law Update
Understanding NY DRL §236B: New York's Maintenance Formula
New York's maintenance formula under DRL §236B uses a dual-formula approach. The court calculates two amounts — Formula A (30% of payor income minus 20% of payee income) and Formula B (20% of payor income minus 25% of payee income) — and awards the lesser amount.
Crucially, the formula only applies to income up to $241,000. Above that cap, judicial discretion takes over — which is where legal fees explode. Our engine models both the statutory floor and flags discretionary income.
Key Provisions of DRL §236B
New York Domestic Relations Law
- Dual formula approach (Formula A vs. Formula B)
- Income cap of $241,000 for guideline calculations
- 40% combined income cap on maintenance
- Duration guidelines based on marriage length
- 13-factor equitable distribution (no default 50/50)
- Child support under CSSA with $193,000 income cap
Our Framework
The 3-Bucket Framework
Every Florida and New York divorce resolves into three financial dimensions. We model each one with statute-level precision.
Children
Child support, timesharing costs, healthcare, and education expenses under your state's guidelines.
Assets
Equitable distribution of marital property, retirement accounts, and debts.
Income
Alimony type, duration, and amount under your state's reform laws — FL SB 1416 or NY DRL §236B.
Ready to See Your Projected Outcome?
It takes under 15 minutes. No credit card, no commitments — just clarity.
Start Your Free Analysis